The Insurance Pad, LLC Blog
View the latest blog posts from The Insurance Pad, LLC.
Thursday, August 13, 2020
Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise.
Required Business Insurance and Penalties
Business insurance requirements vary by state. Most states require businesses to carry a minimum amount of:
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Tuesday, August 11, 2020
In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. READ MORE >>
Thursday, August 6, 2020
n modern days, essentially no business is worth working for if they don’t offer a solid health insurance plan. Healthcare is expensive and insuring through your employer can often be the cheaper option.
There is no mandate stating that you have to purchase health insurance through your employer if you don’t want to, however. READ MORE >>
Tuesday, August 4, 2020
Simple Tips to Help Fireproof Your Home
House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. READ MORE >>
Tuesday, July 21, 2020
Are you concerned about the premium you will have to pay for your business insurance? Insurance is part of your overhead, so it’s understandable that you will want to keep it affordable. Your commercial insurance agent is happy to help you understand the various factors that will impact your premiums. READ MORE >>
Tuesday, July 7, 2020
If you have ever come home to see that a break-in has occurred, your probably have gotten a sinking feeling of fear and insecurity. Important belongings might be missing. Also, the thieves might have done significant property damage. Therefore, you might feel like you cannot live in your home until you repair this damage. READ MORE >>
Tuesday, May 26, 2020It's easy for people to get in the habit of paying their insurance bills without thinking much about them. After all, it's a rote statement that comes every month that you likely don't even look at. But there's danger in doing taking this approach because a policy was never meant to be a static document. READ MORE >>
Thursday, May 21, 2020Whether you have a small, medium or large business concern that you own or operate, you need to consider the best business insurance options available to meet your obligations under your state's unemployment insurance or compensation program. READ MORE >>
Tuesday, May 19, 2020You may have heard that some auto insurance carriers will give you a discount on your policy if you upgrade to different safety features. The idea is that the more precautions you take, the less likely it is that you'll ever file a claim in the first place.
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Thursday, May 14, 2020Mold can be one of the more expensive types of damage to address in your home. Because different types of fungi can live in your walls or under the floorboards for a while before ever showing physical evidence of being on the property, it can be difficult to exterminate it all once you finally know about the problem. READ MORE >>